12-Month Same-As-Cash Loan
Credit and loans are offered by Regions Bank, doing business as EnerBank USA, Member FDIC (650 S Main St, Suite 1000, Salt Lake City, UT 84101), subject to approved credit and available for a limited time. A fixed APR of 19.99% applies, effective as of April 2023, and is subject to change. Minimum loan amounts are required. Interest begins to accrue once funds are disbursed but will be waived if the loan is repaid in full within 365 days of the initial disbursement. Once the open line period concludes, any remaining balance will be converted into a fixed-rate installment loan with repayment terms between 24 and 132 monthsThe actual loan term may be shorter if less than the full approved credit amount is used. The first monthly loan payment is due 365 days from the initial disbursement.
6.99% APR 5-Yr Loan
Credit and loans are provided by Regions Bank, doing business as EnerBank USA, Member FDIC, located at 650 S Main St, Suite 1000, Salt Lake City, UT 84101. All loans require credit approval and are only available for a limited time. The fixed APR is 6.99%, though it may change. Minimum loan amounts are required. Interest begins building up as soon as the funds are sent out. Monthly payments during the open line period begin 90 days after the loan is issued. Once that period ends, any remaining balance is converted into a fixed-rate installment loan with a 60-month repayment term. If you don’t use the full approved credit amount, the loan term may be shorter. Your first monthly installment payment will be due 30 days after the open line period ends.
Traditional Installment Loan
Credit and loans are offered by Regions Bank, doing business as EnerBank USA, Member FDIC, located at 650 S Main St, Suite 1000, Salt Lake City, UT 84101, subject to approved credit and available for a limited time. The fixed APR ranges from 8.99% to 15.99% and may change over time. Minimum loan amounts apply. Interest begins accruing once funds are disbursed. Payments during the open line period begin 90 days after the loan is originated and continue monthly. When the open line period ends, any remaining balance becomes a fixed-rate installment loan with repayment terms ranging from 12 to 144 months. If you don’t use the full approved credit amount, your loan term may be shorter. Your first monthly payment will be due 30 days after the open line period ends.
